Lam 3:21-25; I recall God's Word of truth to my mind, and it gives me confidence. Because The Lord's mercy never fails; His grace provisions never cease, they are renewed every morning; Great is Your faithfulness... Therefore I have hope in Him. The Lord is good to those who wait silently on Him.

In our study of the doctrine of the winner believer. Heb 12:2; Rev 2:7; Winner believers are the unknown, unsung heroes of history. 2Cor 6:9; who are the targets of God's grace imputations and the reason that God continues to support the human race.

Last time we concluded our study of how God solves problems where we saw that His solution of Jesus dying as the substitute for mankind on the cross to resolve the sin problem is the basis of and provision for all problem solving.

We saw how Jesus' work on the cross enabled God to convey a portfolio of invisible spiritual assets to everyone who believes in Jesus Christ so last time we took up a study of the doctrine of the portfolio of invisible spiritual assets.

We noted that our portfolio of invisible assets only becomes apparent when we choose to live under the ministry of the Spirit inside God's power system and by hearing correct and accurate Bible teaching to the point that we become inculcated with God's protocol plan as described in Eph 1:3-14. NET

These assets are spiritual so they are invisible and since they are spiritual we can only come to know and understand them by means of the metabolization of God's Word under the mentorship of God the Holy Spirit. 1Cor 2:14;

God gives every believer these assets at the moment of salvation for use in their post salvation life but believers cannot utilize what they are unaware of or do not understand from the study of God's Word under the mentorship of God the Holy Spirit.

The Portfolio of Invisible Assets operates on the basis of God's grace principal. On the cross, our Lord Jesus Christ "finished" (TETELESTAI) John 19:30; His work of salvation. This perfect tense of "TELEO" means salvation was finished in the past with the result that it stands finished forever.

This means at God finished His judgment of all sin, with the result that the door of salvation is open to anyone who will simply believe in Jesus Christ. Nothing can be added to God's work of grace.

Eph 2:8-9; "For by grace are you saved through faith; and that not of yourselves, it is the gift of God, not of works, lest any man should boast."

Since salvation is on the basis of grace and faith it is illogical and impossible that after salvation God would change His plan from grace to works.

God did all the work in eternity past for your Christian life right now. All you can do is to multiply the assets in your portfolio of invisible assets by persistently making good decisions on the basis of non- meritorious faith (positive volition).

No human works can be added to the saving work of Christ on the cross. Grace is both the policy of God and the work of God on our behalf totally separate from any human ability, merit or work.

This is why you must start perceiving yourself as a person with an invisible portfolio. Because once you start thinking of yourself as a person who has eternal life, then you'll begin to start thinking of yourself in terms of possessing the portfolio of invisible assets.

You are a person with a God given portfolio of invisible blessings and that is how you should see yourself. You are a person for whom Christ died and you believed in Him so now you are a member of God's Royal family with your own invisible portfolio of spiritual assets to use as you live your life.

Your portfolio is important because it is completely encompassed within God's grace policy it contains all of God's grace works that are working together for you right now. Rom 8:28-31;

So while not recorded in the Scripture, and probably not said as such except logically, God the Father made His declaration of "TETELESTAI" in eternity past when He completed your portfolio of invisible assets, and it was ready and waiting for you to be born again.

The Holy Spirit doesn't say TETELESTAI until the end of time when His work is finished. His work on behalf of the Church is finished at the Exit Resurrection of the Church. God the Holy Spirit provides the power for every Church Age believer to live in accord with God's grace plan.

This is the only dispensation where the Holy Spirit indwells every believer and every believer is mandated to be filled with the Spirit. So the Holy Spirit cannot say "It is finished" regarding us until the exit resurrection occurs and we receive our resurrection body.

The fact that the work of the Christian way of life was accomplished by God in eternity past is not only a matter of grace, but it is the basis for the fact that every believer has their very own portfolio of invisible spiritual assets.

Grace is miracle that God provides and to function it requires involves non- meritorious faith (positive volition) to His Word of Truth.

Each Member of the Godhead has certain responsibilities related to the function and policy of grace. Each member of the Trinity performs certain works of grace on our behalf. We don't work for, earn or deserve anything in God's system.

Moses is given as an example of one who used his portfolio of invisible assets. Heb 11:24-29; NET